Financing Options


We offer no credit check leasing options. Apply from the comfort of your home!

With a lease to own program from ACIMA, you can lease your furniture and decor from Decobuys and then pay for them over time. Applying takes only a minute and will not impact your FICO score. Click below to see if you qualify for lease to own financing from ACIMA.

Who is Acima Credit?

Want to take your items home?Acima approves you for up to $5,000 without going through the hassle of traditional credit card lenders. It's great for anybody with bad credit or no credit. The program works like rent-to-own: you are not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost. Also if you pay it off within 90 days there is no interest charge or 90 Days Same as Cash.


  • Earn a minimum income of $1,000 a month.

  • 3 month history with current employer.

  • Bank account that has been open for 90 days.

  • No NSF's in last 30 days (Non-Sufficent-Funds bank fees)

  • If you meet these requirements apply online for a quick response.

    Get approved

    Complete ACIMA's application by clicking the button and receive an instant decision.

    Go Shopping!

    Select the items that you want from our website within your ACIMA spending limit.

    Checkout with ACIMA

    You will only pay $50 at checkout. If you pay it off within 90 days there is no interest charge.